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Cost & Repayments
Outlined below is an ESTIMATE of costs applicable when buying a property. These costs will vary depending on your individual circumstances. We suggest you contact Mortgage Avenue for a more precise costing of your proposed purchase.
Lender Fees |
| Application fee |
$0 to $700- |
| Valuation fee |
$0 to $200- |
| Mortgage Insurance |
Mortgage Insurance (only applicable where you borrow more than 80% of the value of the property.) |
Other expenses |
| Your solicitors costs |
$1500- |
| Building & Pest reports |
$450- |
| Removals |
$500- to $2000- |
| |
Government Fees |
| Stamp Duty on purchase |
refer to chart ** (stamp duty on purchase) |
| Stamp Duty on mortgage |
$5 for the 1st $16,000-, then $4 per thousand of the remainder of the loan amount |
| Mortgage Registration Fees |
$250- |
Stamp duty on purchase chart - (NSW)
Private home
The purchase price of your home multiplied by 8.99 per cent less $ 17980 equals your transfer duty payable.
Purchase Price |
Transfer Duty |
| $200,000 |
$ 5,490.00 |
| $210,000 |
$ 5,840.00 |
| $220,000 |
$ 6,190.00 |
| $230,000 |
$ 6,540.00 |
| $240,000 |
$ 6,890.00 |
| $250,000 |
$ 7,240.00 |
| $260,000 |
$ 7,590.00 |
| $270,000 |
$ 7,940.00 |
| $280,000 |
$ 8,290.00 |
| $290,000 |
$ 8,640.00 |
| $300,000 |
$ 8,990.00 |
| $310,000 |
$ 9,440.00 |
| $320,000 |
$ 9,890.00 |
| $330,000 |
$10,340.00 |
| $340,000 |
$10,790.00 |
| $350,000 |
$11,240.00 |
| $360,000 |
$11,690.00 |
| $370,000 |
$12,140.00 |
| $380,000 |
$12,590.00 |
| $390,000 |
$13,040.00 |
| $400,000 |
$13,490.00 |
| $410,000 |
$13,940.00 |
| $420,000 |
$14,390.00 |
| $430,000 |
$14,840.00 |
| $440,000 |
$15,290.00 |
| $450,000 |
$15,740.00 |
| $460,000 |
$16,190.00 |
| $470,000 |
$16,640.00 |
| $480,000 |
$17,090.00 |
| $490,000 |
$17,540.00 |
| $500,000 |
$17,990.00 |
Helping you with Home Loans
There are some great deals right now due to strong lender competition that could save you thousands and some are negotiated at special rates available through Mortgage Avenue.
Contact Mortgage Avenue to make an appointment by calling us on
1300 885 008.
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